For growing businesses
Expense tracking for growing businesses, sliced the way you run it
Expense tracking for growing businesses means seeing the same spending more than one way — by project, client, department or any dimension you set up. AI2Fin categorises every transaction automatically and keeps that flexibility built in from day one, so growth adds more views of the picture rather than losing it.
What Fin does for you
One set of transactions, sliced every way that matters
Lenses let you view the same categorised spending by project, client, department or cost centre — switch the view without re-entering a thing, and apply more than one at a time.
Deductions still surfaced automatically
Growth does not mean losing the automatic deduction detection you started with — every transaction is still scanned as spending scales up.
Numbers that hold up at handover
Hand your accountant a clean, categorised summary, or export the Accountant Ledger format built for exactly that handover, instead of a shoebox of receipts.
Did you know?
Australia's GST has been frozen at 10% for over 25 years, partly because changing the rate legally requires the unanimous agreement of every state and territory plus both houses of federal Parliament.
Treasury states plainly that 'legislation requires that changes to the GST base or rate require unanimous agreement by all State and Territory governments, as well as both houses of the Australian Parliament' — a political straitjacket flowing from the 1999 Intergovernmental Agreement that has kept the rate untouched since 1 July 2000.
Gold creates a VAT split personality: investment-grade bars and coins of 99%+ purity are zero-rated, but the gold necklace next to them is taxed at the full 5% — including the jeweller's making charges.
Since Feb 2025 (Cabinet Decision 127 of 2024, effective 15 February 2025) a reverse-charge mechanism means VAT-registered businesses trading precious metals and stones don't charge each other VAT at the till; the buyer self-accounts in their return.
Pricing
Choose the plan that fits your needs. No hidden fees, no surprises.
Hover over any feature to learn more
FREE
Essential features for getting started with financial management
- Dashboard overview
- Category management
- Travel expense tracking
- Recurring pattern tracking and insight
- Basic expense management
- Budget Allocations
- Smart filtering
- AI2 Fin Agent Assistant
- VAT/GST Calculations
PREMIUM
Advanced features for comprehensive financial management
- Everything in Free
- Bank Connectors (Auto Import)
- Bulk Management & Analyses
- All transactions view
- Custom Automation Rules
- Photo Receipt Capture
- AI Chat File Uploads
- ATO export functionality
- AI Categorization
- Context Aware AI Tax Analysis
- Advanced Pattern Analysis
- CSV Bank Imports
ELITE+
Full automation with priority support and email-to-expense
- Everything in Premium
- Intelligent Automation
- Email Processing
- Lenses
- BAS/VAT Reporting
- Outbound DestinationsGoogle SheetsMicrosoft ExcelNotionAirtable
- Priority Support
AUTO+
Next-generation intelligent automation and autopilot features
- Everything in ELITE+
- Insights+
- Reports on autopilot
- Smart Transaction Rules
- Predictive Analytics
ENTERPRISE
Custom enterprise solutions with dedicated support, advanced security, and peace of mind for large-scale financial operations.
Growing businesses — common questions
Can I track spending by project or client separately?
Yes. Lenses let you view the same transactions by project, client, department or any dimension you define, with more than one lens applied at once.
Can multiple people log in to manage the books?
AI2Fin is built around a single account today — the person who owns the numbers. It is not a multi-seat team platform yet, so if a co-founder or bookkeeper needs their own separate login, keep that in mind for now.
Does this replace an accounting platform like Xero?
No — AI2Fin focuses on expense intelligence: automatic categorisation, deduction surfacing and tax-ready reporting. If you need invoicing, payroll or a full ledger, pair it with your accounting platform; Destinations can push your categorised data into tools you already use.
What happens when spending gets more complex?
The categorisation and deduction detection that worked on day one keep working as spending grows — Lenses give you more ways to view it without you doing more manual work. AI2Fin helps you find and organise potential deductions; always confirm what applies to you with your accountant or tax authority.
Built for how you work
One account, two lives, already sorted
For freelancersKnow what’s yours to keep, every month
For contractorsEvery job costed by the time you’re home
For small businessMonth-end that’s already done
For studentsMoney that still exists in week four
For creatorsEvery payout in one number, gear and all
For businesses with an accountantYour handover fits in one email
Start free — your money, sorted
Let Fin handle the busywork while you get on with what matters.
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