For freelancers
Freelance income arrives in bursts and expenses hide everywhere. AI2Fin pulls it all together, sorts spending automatically, and surfaces the write-offs you'd miss — so you always know what's yours to keep and what to set aside for tax.
Irregular pay and scattered costs become one clear picture — what came in, what went out, and what it means for your bottom line.
Software, gear, co-working, courses, that domain renewal — deductible expenses are surfaced from your real spending so nothing slips through.
Stay ahead of tax time with a running view of your deductible spend, so a tax bill never catches you off guard.
A new laptop and a new phone in the same year are two kinds of claim. The GST inside each price is a credit on this quarter’s activity statement; the cost itself is written off over the asset’s effective life — two years for a laptop under the 2025 determination — unless the write-off rules apply. Add either from its bank transaction and the asset register runs the schedule.
Plain-English guides to the deductions that come up most for work like yours — what usually counts, what usually does not, and the records worth keeping.
As a designer you can generally claim your software subscriptions, the hardware you work on, portfolio and website costs, and the materials that go into the work.
As a performing artist you can generally claim your instruments and equipment, coaching and lessons that maintain your craft, agent commission, and travel to auditions and performances.
As a nurse or midwife you can generally claim your uniforms and laundry, professional registration and memberships, and work-related self-education.
As a teacher you can generally claim classroom supplies you buy, work-related self-education, home-office running costs for marking and planning, and union fees.
As an IT professional you can generally claim home-office running costs, work hardware and software, self-education, and professional memberships.
Guides marked Global also come in 8 markets — including the UK, US, Canada, India and the UAE.
A birthday cake helped sink a GST and an election: in 1993, Opposition Leader John Hewson couldn't say whether his proposed GST would make a birthday cake cheaper or dearer, fumbling about icing and candles on live TV.
The 3 March 1993 'birthday cake interview' with Mike Willesee on A Current Affair is widely blamed for Hewson losing the 'unloseable' federal election ten days later, on 13 March 1993; the GST didn't arrive until Howard finally legislated it seven years on.
From 1696 to 1851, England and Wales taxed houses based on how many windows they had. To dodge the bill, owners bricked up windows, and many Georgian buildings still show these blocked-up openings today. King William III introduced it as a way to tax wealth without the controversy of an income tax.
A common myth claims the phrase 'daylight robbery' came from this tax, but there is no scholarly support for that link, and the phrase did not appear in print until 1916, over 60 years after the tax was repealed.
AI2Fin is free to start. Premium is US$23 a month (US$222 a year), ELITE+ is US$42 a month (US$432 a year) and AUTO+ is US$54 a month (US$555 a year), billed in US dollars.
Hover, tap or tab to any underlined feature to learn more.
For getting every record in one place, at no cost.
Included
For sole traders and freelancers who want the busywork done.
Everything in Free, plus
For businesses and accountants who lodge, report and keep the books.
Everything in Premium, plus
For owners who want receipts and reports to arrive on their own.
Everything in ELITE+, plus
Swipe to see every plan
| Feature | FREEUS$0 | PREMIUMUS$23 / month | ELITE+US$42 / month | AUTO+US$54 / month |
|---|---|---|---|---|
| Capture | ||||
| Statement uploads into bucketsCSV, Excel or PDF. On the free desktop app, statements come in through the CSV import instead | Included | Included | Included | Included |
| Live feeds from your own sheet or bank-feed accountA Google Sheet, or a provider account you hold such as SimpleFIN or BankSync | Included | Included | Included | Included |
| Photo and PDF receipts, read and matchedRead in the language they are printed in | Not included | Included | Included | Included |
| Forward receipts by email | Not included | Not included | Not included | Included |
| Organise | ||||
| Transactions, categories and bills in one placeIncluding recurring payments | Included | Included | Included | Included |
| Budgets against what you actually spent | Included | Included | Included | Included |
| Travel and vehicle trips | Included | Included | Included | Included |
| Properties: what each one really costsRented, business and private parts | Included | Included | Included | Included |
| Automatic categories | Not included | Included | Included | Included |
| Your own categorising rules | Not included | Included | Included | Included |
| Spending and bills analytics | Not included | Included | Included | Included |
| Views by project, client or tax purposeCalled Lenses in the app; the Properties lens is built in on every plan | Not included | Not included | Included | Included |
| Tax | ||||
| Tax analysis that knows your situation | Not included | Included | Included | Included |
| Tax exports, including ATO myDeductions | Not included | Included | Included | Included |
| Tax reports and summaries | Not included | Not included | Included | Included |
| BAS, VAT and GST statements | Not included | Not included | Included | Included |
| Asset register, depreciation, profit & loss and TPAR | Not included | Not included | Included | Included |
| Property write-offs and scheduleDepreciation, capital works, a schedule for your accountant | Not included | Not included | Included | Included |
| Automate | ||||
| Ask Fin about your money | 25 messages a month | Unlimited | Unlimited | Unlimited |
| Fin reads the files you upload | Not included | Included | Included | Included |
| Fin, your assistant, with its own workspace | Not included | Not included | Included | Included |
| Your week in review, on the dashboard | Included | Included | Included | Included |
| Signed webhooks for Zapier, Make and n8n | Not included | Not included | Not included | Included |
| Reports emailed on the schedule you set | Not included | Not included | Not included | Included |
| Share | ||||
| Push to Google Sheets, Excel, Notion or AirtableBank-feed data stays out of every push | Not included | Not included | Included | Included |
| Send transactions to Xero or QuickBooks OnlineCoded, with the receipt attached | Not included | Not included | Included | Included |
| Practice workspace for accountantsYour clients can be on any plan | Not included | Not included | Included | Included |
| Connect Claude or ChatGPT, read-only by defaultWhat they can read follows your plan | Included | Included | Included | Included |
| Desktop app, with your data on your machine | Included | Included | Included | Included |
Enterprise-grade data control is the default here — on every plan.
Your records can stay on your own machine or in your own cloud, telemetry stays off unless you turn it on, and Fin keeps an auditable record of everything it sends. Enterprise adds the people and the paperwork: dedicated support, custom deployment and reviews for large-scale operations.
Verify it yourselfYes. Your spending is organised so you can see costs clearly and keep client-related expenses tidy, all in one place.
It surfaces deductible expenses from your actual transactions and keeps them categorised, so preparing your return is far quicker. AI2Fin helps you find and organise potential deductions; always confirm what applies to you with your accountant or tax authority.
No. The categorising is done for you and explained in plain language — if you can read a bank statement, you can use AI2Fin.
Two answers, because two taxes. The GST in each price is claimed in full on the activity statement for the quarter you bought them. For income tax the cost is spread over the effective life — two years for a laptop — unless the asset qualifies for an immediate write-off, whose limit for the current year you should confirm with the ATO. If you use either privately as well, only the business share is deductible. The asset register in AI2Fin keeps both halves on the one bank transaction. AI2Fin helps you find and organise potential deductions; always confirm what applies to you with your accountant or tax authority.
Yes — start free and upgrade only when it earns its keep. The plans are below.
One account, two lives, already sorted
For contractorsEvery job costed by the time you’re home
For tradiesThe glovebox receipts, already sorted
For small businessMonth-end that’s already done
For growing businessesOne set of transactions, sliced every way that matters
For studentsMoney that still exists in week four
For creatorsEvery payout in one number, gear and all
For accountants and bookkeepersRead-only client summaries, every read logged; year-end in one pack
For property investorsKnow what every property really costs you
Let Fin handle the busywork while you get on with what matters.
Get 2Fin free →Explore features, see pricing, or read about security & trust.