Use cases
Intelligent money management, built for how you work
However you earn, AI2Fin sorts your spending, surfaces the deductions you'd miss, and keeps you tax-ready. Find the version made for you.
One-person businesses
Expense tracking when the business is just you
Your income lands when it lands, and one card often pays for both the job and the groceries. Fin sorts each transaction the day it arrives, keeps business apart from personal, and flags what looks claimable — so the year adds itself up while you work.
For sole traders
One account, two lives, already sorted
For freelancers
Know what’s yours to keep, every month
For contractors
Every job costed by the time you’re home
For creators
Every payout in one number, gear and all
Businesses with books to keep
Bookkeeping that’s ready before anyone asks for it
Once there’s a team, a GST return or an accountant waiting on you, the books stop being a private matter. Fin keeps transactions categorised as they land, GST separated, and receipts attached to the lines they back — so whenever someone asks, the answer is already sitting there.
For small business
Month-end that’s already done
For businesses with an accountant
Your handover fits in one email
Money in your own name
Budgeting when there’s no business in the picture
No invoices, no deductions to chase — just a balance that has to reach the end of the month. Fin sorts your spending on its own and shows you where it actually goes, so the decisions get easier and the habits stick.
See what the free plan coversHow it works, whatever you do for a living
The setup is the same whether you invoice clients, run a team or just want your own money to make sense.
Bring your transactions in
Connect a bank feed, import a CSV or PDF statement, or forward receipts by email. Read-only either way — Fin never needs the ability to move your money.
Fin sorts them as they land
Each transaction is categorised the day it arrives, with business kept apart from personal, so nothing waits for a catch-up session at the end of the quarter.
Claimable spending gets flagged
Anything that looks deductible for the way you work is surfaced with the receipt attached to the line it backs, while the year is still fresh enough to check.
Export whenever someone asks
A tax-ready summary with the GST separated and the receipts included — for your own return, your BAS, or the accountant waiting on your year.
Did you know?
A birthday cake helped sink a GST and an election: in 1993, Opposition Leader John Hewson couldn't say whether his proposed GST would make a birthday cake cheaper or dearer, fumbling about icing and candles on live TV.
The 3 March 1993 'birthday cake interview' with Mike Willesee on A Current Affair is widely blamed for Hewson losing the 'unloseable' federal election ten days later, on 13 March 1993; the GST didn't arrive until Howard finally legislated it seven years on.
From 1696 to 1851, England and Wales taxed houses based on how many windows they had. To dodge the bill, owners bricked up windows, and many Georgian buildings still show these blocked-up openings today. King William III introduced it as a way to tax wealth without the controversy of an income tax.
A common myth claims the phrase 'daylight robbery' came from this tax, but there is no scholarly support for that link, and the phrase did not appear in print until 1916, over 60 years after the tax was repealed.