For rideshare & delivery drivers

Expenses, GST and tax for rideshare and delivery drivers

Expense tracking for rideshare drivers carries a wrinkle most other work does not: ride-sourcing generally requires you to be registered for GST before your first trip, not once you pass a threshold — there is no $75,000 turnover line to sit under. Fin sorts each platform payment and running cost as it lands, keeps the work share of the car apart from the private one, and keeps GST visible through the quarter rather than leaving it to the end of it.

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What Fin does for you

Two platforms, one set of numbers

Payments arrive from each app on their own schedule. They are categorised as they land, so what you actually earned across all of them reads as one number instead of three statements you have to add up.

The work share of the car, kept separate

Fuel, servicing, insurance, tolls, cleaning and your phone plan are part work and part life. Set the work share once and it is carried through, so the claim rests on a method you can show rather than a number you remembered. AI2Fin helps you find and organise potential deductions; always confirm what applies to you with your accountant or tax authority.

GST that does not wait for the quarter

Because ride-sourcing generally requires registration before your first trip, GST is part of the job from day one rather than something that starts at a turnover threshold. It is captured per transaction as you go, so when the quarter closes you are reading work already done rather than starting it. AI2Fin helps you find and organise potential deductions; always confirm what applies to you with your accountant or tax authority.

Receipts happen at 2am, not at a desk

A service-station receipt on a night shift is the easiest record to lose. Photograph it and it is read and matched to the transaction, so the record is made at the time instead of remembered later.

What you can claim

Plain-English guides to the deductions that come up most for work like yours — what usually counts, what usually does not, and the records worth keeping.

Did you know?

Whether a frozen meal is taxed can hinge on a judge deciding what counts as a 'prepared meal' by common experience — and Simplot (maker of Birds Eye products) lost that argument in 2023.

In Simplot Australia v Commissioner of Taxation [2023] FCA 1115 the Federal Court ruled frozen vegetable-, rice- and pasta-based products were taxable 'prepared meals' or 'combination foods', applying 'common experience and common sense' about what an everyday meal is rather than the maker's own marketing.

Source: Grant Thornton — GST and food: Federal Court challenges the concept of a prepared meal ↗

To protest the tampon tax, German startup The Female Company sold "The Tampon Book" — tampons hidden inside a book — exploiting the 7% rate on books, and the first print run sold out in a day.

Books qualified for the reduced 7% rate while menstrual products were taxed at 19%; the first print run sold out in a day and the second within a week. The stunt helped pressure the 2019 reform.

Source: iamexpat.de ↗
More fascinating tax facts from around the world →

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AI2Fin pricing and plans

AI2Fin is free to start. Premium is US$23 a month (US$222 a year), ELITE+ is US$42 a month (US$432 a year) and AUTO+ is US$54 a month (US$555 a year), billed in US dollars.

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Every AI2Fin plan side by side, grouped by what you do
What each AI2Fin plan includes
FeatureFREEUS$0PREMIUMUS$23 / monthELITE+US$42 / monthAUTO+US$54 / month
Capture
Statement uploads into bucketsCSV, Excel or PDF. On the free desktop app, statements come in through the CSV import insteadIncludedIncludedIncludedIncluded
Live feeds from your own sheet or bank-feed accountA Google Sheet, or a provider account you hold such as SimpleFIN or BankSyncIncludedIncludedIncludedIncluded
Photo and PDF receipts, read and matchedRead in the language they are printed inNot includedIncludedIncludedIncluded
Forward receipts by emailNot includedNot includedNot includedIncluded
Organise
Transactions, categories and bills in one placeIncluding recurring paymentsIncludedIncludedIncludedIncluded
Budgets against what you actually spentIncludedIncludedIncludedIncluded
Travel and vehicle tripsIncludedIncludedIncludedIncluded
Properties: what each one really costsRented, business and private partsIncludedIncludedIncludedIncluded
Automatic categoriesNot includedIncludedIncludedIncluded
Your own categorising rulesNot includedIncludedIncludedIncluded
Spending and bills analyticsNot includedIncludedIncludedIncluded
Views by project, client or tax purposeCalled Lenses in the app; the Properties lens is built in on every planNot includedNot includedIncludedIncluded
Tax
Tax analysis that knows your situationNot includedIncludedIncludedIncluded
Tax exports, including ATO myDeductionsNot includedIncludedIncludedIncluded
Tax reports and summariesNot includedNot includedIncludedIncluded
BAS, VAT and GST statementsNot includedNot includedIncludedIncluded
Asset register, depreciation, profit & loss and TPARNot includedNot includedIncludedIncluded
Property write-offs and scheduleDepreciation, capital works, a schedule for your accountantNot includedNot includedIncludedIncluded
Automate
Ask Fin about your money25 messages a monthUnlimitedUnlimitedUnlimited
Fin reads the files you uploadNot includedIncludedIncludedIncluded
Fin, your assistant, with its own workspaceNot includedNot includedIncludedIncluded
Your week in review, on the dashboardIncludedIncludedIncludedIncluded
Signed webhooks for Zapier, Make and n8nNot includedNot includedNot includedIncluded
Reports emailed on the schedule you setNot includedNot includedNot includedIncluded
Share
Push to Google Sheets, Excel, Notion or AirtableBank-feed data stays out of every pushNot includedNot includedIncludedIncluded
Send transactions to Xero or QuickBooks OnlineCoded, with the receipt attachedNot includedNot includedIncludedIncluded
Practice workspace for accountantsYour clients can be on any planNot includedNot includedIncludedIncluded
Connect Claude or ChatGPT, read-only by defaultWhat they can read follows your planIncludedIncludedIncludedIncluded
Desktop app, with your data on your machineIncludedIncludedIncludedIncluded

ENTERPRISE

Custom

Enterprise-grade data control is the default here — on every plan.

Your records can stay on your own machine or in your own cloud, telemetry stays off unless you turn it on, and Fin keeps an auditable record of everything it sends. Enterprise adds the people and the paperwork: dedicated support, custom deployment and reviews for large-scale operations.

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Rideshare & delivery drivers — common questions

I drive for more than one platform — can it keep them apart?

Yes. Each platform pays into your account on its own schedule, and every payment is categorised as it arrives, so you can see both what each app brought in and what the driving earned altogether.

How do I separate work kilometres from private ones?

Set the work-use share for the car once and it is applied to running costs as they land, rather than reconstructed at year end. Keeping the record of how you arrived at that share is what makes the claim hold up. AI2Fin helps you find and organise potential deductions; always confirm what applies to you with your accountant or tax authority.

I do food delivery as well as rideshare — are they treated the same?

Not always. Ride-sourcing generally requires GST registration before your first trip regardless of turnover, while food-delivery-only work may be treated differently. The rideshare and delivery guide under Tax deductions sets out the distinction, and it is worth confirming your own mix with the ATO or a tax agent. AI2Fin helps you find and organise potential deductions; always confirm what applies to you with your accountant or tax authority.

My car is used for driving and for everything else — how much can I claim?

The work share of the running costs. The split is applied as costs arrive and shown alongside the full amount, so the deductible portion and the total stay visible as two separate figures. AI2Fin helps you find and organise potential deductions; always confirm what applies to you with your accountant or tax authority.

Does it handle the tolls and the platform fees?

Tolls you pay yourself arrive as their own transactions and are categorised like any other running cost. Platform service fees usually do not: when an app pays you net, the bank line is the net amount and the fee never appears on it. Import the platform statement as a CSV or PDF alongside the bank feed and both the gross and the fees are on the record — the payout on its own cannot tell you what was withheld.

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