For contractors
Expense tracking and bookkeeping for contractors
Between jobs, materials and invoices, the admin stacks up fast. AI2Fin keeps expense tracking for contractors effortless — sorting spending automatically, surfacing deductions, and keeping you tax-ready without the weekend paperwork.
What Fin does for you
Job costs, organised
Materials, tools, fuel and subcontractor costs are categorised automatically, so you can see what each job really costs you.
Claim every eligible expense
From equipment to vehicle running costs, deductible spend is surfaced so you keep more of every contract.
Reclaim your weekends
The admin runs in the background. Your books stay current automatically, so paperwork stops eating your downtime.
What you can claim
Plain-English guides to the deductions that come up most for work like yours — what usually counts, what usually does not, and the records worth keeping.
Doctors & medical practitioners
As a doctor you can generally claim your AHPRA registration, medical indemnity insurance, work-related self-education and CPD, and professional equipment.
Aged & disability care workers
As an aged-care or disability support worker you can generally claim uniforms and laundry, first-aid training, travel between clients, and required checks.
Security guards
As a security guard you can generally claim your licence renewal, compulsory uniforms and laundry, required equipment, and first-aid training.
Engineers
Engineering claims sit in two piles that behave very differently: the credentials that keep you registered, deductible year after year, and the degree that got you there, which never is.
Did you know?
Whether a frozen meal is taxed can hinge on a judge deciding what counts as a 'prepared meal' by common experience — and Simplot (maker of Birds Eye products) lost that argument in 2023.
In Simplot Australia v Commissioner of Taxation [2023] FCA 1115 the Federal Court ruled frozen vegetable-, rice- and pasta-based products were taxable 'prepared meals' or 'combination foods', applying 'common experience and common sense' about what an everyday meal is rather than the maker's own marketing.
When New Zealand introduced its Goods and Services Tax on 1 October 1986, it deliberately applied a single rate to almost everything with virtually no exemptions, even taxing food, children's clothing and medical services at the full rate. This broad-base, single-rate design (10% initially, now 15%) is widely cited as the world's most efficient consumption tax.
This contrasts sharply with European VATs and the UK system, which carve out many zero-rated and reduced-rate categories and produce endless classification disputes.
Pricing
Choose the plan that fits your needs. No hidden fees, no surprises.
Hover over any feature to learn more
FREE
Essential features for getting started with financial management
- Dashboard overview
- Category management
- Travel expense tracking
- Recurring pattern tracking and insight
- Basic expense management
- Budget Allocations
- Smart filtering
- AI2 Fin Agent Assistant
- VAT/GST Calculations
PREMIUM
Advanced features for comprehensive financial management
- Everything in Free
- Bank Connectors (Auto Import)
- Bulk Management & Analyses
- All transactions view
- Custom Automation Rules
- Photo Receipt Capture
- AI Chat File Uploads
- ATO export functionality
- AI Categorization
- Context Aware AI Tax Analysis
- Advanced Pattern Analysis
- CSV Bank Imports
ELITE+
Full automation with priority support and email-to-expense
- Everything in Premium
- Intelligent Automation
- Email Processing
- Lenses
- BAS/VAT Reporting
- Outbound DestinationsGoogle SheetsMicrosoft ExcelNotionAirtable
- Priority Support
AUTO+
Next-generation intelligent automation and autopilot features
- Everything in ELITE+
- Insights+
- Reports on autopilot
- Smart Transaction Rules
- Predictive Analytics
ENTERPRISE
Custom enterprise solutions with dedicated support, advanced security, and peace of mind for large-scale financial operations.
Contractors — common questions
Can it track expenses per job?
Yes. Your spending is categorised automatically so job-related costs stay organised and easy to review.
What expenses can contractors claim?
Common contractor deductions include tools and equipment, vehicle and fuel costs, materials, insurance and subscriptions — AI2Fin surfaces these from your spending so you can review and claim what applies. AI2Fin helps you find and organise potential deductions; always confirm what applies to you with your accountant or tax authority.
Is my banking data safe?
Yes. Read-only bank connections are protected with strong encryption, your credentials are never stored, and you can disconnect anytime.
Can I try it for free?
Yes — there is a free plan to get started, with paid plans when you need more. See the plans below.
Built for how you work
One account, two lives, already sorted
For freelancersKnow what’s yours to keep, every month
For small businessMonth-end that’s already done
For studentsMoney that still exists in week four
For creatorsEvery payout in one number, gear and all
For businesses with an accountantYour handover fits in one email
Start free — your money, sorted
Let Fin handle the busywork while you get on with what matters.
Get 2Fin free →Explore features, see pricing, or read about security & trust.