For students
Student budgets are tight and every dollar counts. 2Fin is a budgeting app for students that tracks your spending automatically, shows exactly where your money goes, and helps you build habits that pay off long after graduation.
Your spending is sorted automatically, so you can finally see the full picture — coffee, rent, textbooks and all.
Know what is coming and what is left, so the end of the month never sneaks up on you.
Gentle, intelligent nudges help you spend with intention now and carry good money habits into work and beyond.
Plain-English guides to the deductions that come up most for work like yours — what usually counts, what usually does not, and the records worth keeping.
As an apprentice you can generally claim the tools and protective gear you buy yourself, travel between work and trade school, and course fees you pay directly — even in your first year on a training wage.
As a hospitality worker you can generally claim compulsory logo’d uniforms and their laundry, safety footwear, and required certificates like your RSA.
As a retail or sales worker you can generally claim compulsory logo’d uniforms and their laundry, work-related training, and union or association fees.
As a childcare worker or early educator you can generally claim first-aid training, required checks, resources you buy for the room, and work-related self-education.
Tampons were taxed at 10% as a non-essential item for nearly two decades while condoms, sunscreen and lubricant were GST-free — until the 'tampon tax' was finally scrapped in 2019.
After a campaign of nearly two decades, Commonwealth, state and territory treasurers unanimously agreed on 3 October 2018 to make menstrual products GST-free from 1 January 2019, giving up about $30 million a year in revenue.
From 1696 to 1851, England and Wales taxed houses based on how many windows they had. To dodge the bill, owners bricked up windows, and many Georgian buildings still show these blocked-up openings today. King William III introduced it as a way to tax wealth without the controversy of an income tax.
A common myth claims the phrase 'daylight robbery' came from this tax, but there is no scholarly support for that link, and the phrase did not appear in print until 1916, over 60 years after the tax was repealed.
AI2Fin is free to start. Premium is US$23 a month (US$222 a year), ELITE+ is US$42 a month (US$432 a year) and AUTO+ is US$54 a month (US$555 a year), billed in US dollars.
Hover, tap or tab to any underlined feature to learn more.
For getting every record in one place, at no cost.
Included
For sole traders and freelancers who want the busywork done.
Everything in Free, plus
For businesses and accountants who lodge, report and keep the books.
Everything in Premium, plus
For owners who want receipts and reports to arrive on their own.
Everything in ELITE+, plus
Swipe to see every plan
| Feature | FREEUS$0 | PREMIUMUS$23 / month | ELITE+US$42 / month | AUTO+US$54 / month |
|---|---|---|---|---|
| Capture | ||||
| Statement uploads into bucketsCSV, Excel or PDF. On the free desktop app, statements come in through the CSV import instead | Included | Included | Included | Included |
| Live feeds from your own sheet or bank-feed accountA Google Sheet, or a provider account you hold such as SimpleFIN or BankSync | Included | Included | Included | Included |
| Photo and PDF receipts, read and matchedRead in the language they are printed in | Not included | Included | Included | Included |
| Forward receipts by email | Not included | Not included | Not included | Included |
| Organise | ||||
| Transactions, categories and bills in one placeIncluding recurring payments | Included | Included | Included | Included |
| Budgets against what you actually spent | Included | Included | Included | Included |
| Travel and vehicle trips | Included | Included | Included | Included |
| Properties: what each one really costsRented, business and private parts | Included | Included | Included | Included |
| Automatic categories | Not included | Included | Included | Included |
| Your own categorising rules | Not included | Included | Included | Included |
| Spending and bills analytics | Not included | Included | Included | Included |
| Views by project, client or tax purposeCalled Lenses in the app; the Properties lens is built in on every plan | Not included | Not included | Included | Included |
| Tax | ||||
| Tax analysis that knows your situation | Not included | Included | Included | Included |
| Tax exports, including ATO myDeductions | Not included | Included | Included | Included |
| Tax reports and summaries | Not included | Not included | Included | Included |
| BAS, VAT and GST statements | Not included | Not included | Included | Included |
| Asset register, depreciation, profit & loss and TPAR | Not included | Not included | Included | Included |
| Property write-offs and scheduleDepreciation, capital works, a schedule for your accountant | Not included | Not included | Included | Included |
| Automate | ||||
| Ask Fin about your money | 25 messages a month | Unlimited | Unlimited | Unlimited |
| Fin reads the files you upload | Not included | Included | Included | Included |
| Fin, your assistant, with its own workspace | Not included | Not included | Included | Included |
| Your week in review, on the dashboard | Included | Included | Included | Included |
| Signed webhooks for Zapier, Make and n8n | Not included | Not included | Not included | Included |
| Reports emailed on the schedule you set | Not included | Not included | Not included | Included |
| Share | ||||
| Push to Google Sheets, Excel, Notion or AirtableBank-feed data stays out of every push | Not included | Not included | Included | Included |
| Send transactions to Xero or QuickBooks OnlineCoded, with the receipt attached | Not included | Not included | Included | Included |
| Practice workspace for accountantsYour clients can be on any plan | Not included | Not included | Included | Included |
| Connect Claude or ChatGPT, read-only by defaultWhat they can read follows your plan | Included | Included | Included | Included |
| Desktop app, with your data on your machine | Included | Included | Included | Included |
Enterprise-grade data control is the default here — on every plan.
Your records can stay on your own machine or in your own cloud, telemetry stays off unless you turn it on, and Fin keeps an auditable record of everything it sends. Enterprise adds the people and the paperwork: dedicated support, custom deployment and reviews for large-scale operations.
Verify it yourselfYes — there is a free plan that covers everyday budgeting, so you can get started at no cost.
No. Your spending is imported and categorised automatically through a secure, read-only bank feed, so tracking happens on its own.
Yes. By showing where your money actually goes and where you can cut back, AI2Fin helps you free up cash and reach your goals faster.
Yes. It uses read-only bank connections, strong encryption and never stores your banking credentials.
One account, two lives, already sorted
For freelancersKnow what’s yours to keep, every month
For contractorsEvery job costed by the time you’re home
For tradiesThe glovebox receipts, already sorted
For small businessMonth-end that’s already done
For growing businessesOne set of transactions, sliced every way that matters
For creatorsEvery payout in one number, gear and all
For accountants and bookkeepersRead-only client summaries, every read logged; year-end in one pack
For property investorsKnow what every property really costs you
Let Fin handle the busywork while you get on with what matters.
Get 2Fin free →Explore features, see pricing, or read about security & trust.