Start on the free plan and upgrade only when 2Fin is earning its keep — surfacing deductions, automating the busywork and keeping your books tidy. No hidden fees, cancel anytime.
Free plan includes the desktop app — no account neededAI2Fin is free to start. Premium is US$23 a month (US$222 a year), ELITE+ is US$42 a month (US$432 a year) and AUTO+ is US$54 a month (US$555 a year), billed in US dollars.
Hover, tap or tab to any underlined feature to learn more.
For getting every record in one place, at no cost.
Included
For employees and sole traders who want every deduction found and the busywork done.
Everything in Free, plus
For businesses and accountants who lodge, report and keep the books.
Everything in Premium, plus
For owners who want receipts and reports to arrive on their own.
Everything in ELITE+, plus
Swipe to see every plan
| Feature | FREEUS$0 | PREMIUMUS$23 / month | ELITE+US$42 / month | AUTO+US$54 / month |
|---|---|---|---|---|
| Capture | ||||
| Statement uploads into bucketsCSV, Excel or PDF. On the free desktop app, statements come in through the CSV import instead | Included | Included | Included | Included |
| Live feeds from your own sheet or bank-feed accountA Google Sheet, or a provider account you hold such as SimpleFIN or BankSync | Included | Included | Included | Included |
| Photo and PDF receipts, read and matchedRead in the language they are printed in | Not included | Included | Included | Included |
| Forward receipts by email | Not included | Not included | Not included | Included |
| Organise | ||||
| Transactions, categories and bills in one placeIncluding recurring payments | Included | Included | Included | Included |
| Budgets against what you actually spent | Included | Included | Included | Included |
| Travel and vehicle trips | Included | Included | Included | Included |
| Properties: what each one really costsRented, business and private parts | Included | Included | Included | Included |
| Automatic categories | Not included | Included | Included | Included |
| Your own categorising rules | Not included | Included | Included | Included |
| Spending and bills analytics | Not included | Included | Included | Included |
| Views by project, client or tax purposeCalled Lenses in the app; the Properties lens is built in on every plan | Not included | Not included | Included | Included |
| Tax | ||||
| Tax analysis that knows your situation | Not included | Included | Included | Included |
| Tax exports, including ATO myDeductions | Not included | Included | Included | Included |
| Tax reports and summaries | Not included | Not included | Included | Included |
| BAS, VAT and GST statements | Not included | Not included | Included | Included |
| Asset register, depreciation, profit & loss and TPAR | Not included | Not included | Included | Included |
| Property write-offs and scheduleDepreciation, capital works, a schedule for your accountant | Not included | Not included | Included | Included |
| Automate | ||||
| Ask Fin about your money | 25 messages a month | Unlimited | Unlimited | Unlimited |
| Fin reads the files you upload | Not included | Included | Included | Included |
| Fin, your assistant, with its own workspace | Not included | Not included | Included | Included |
| Your week in review, on the dashboard | Included | Included | Included | Included |
| Signed webhooks for Zapier, Make and n8n | Not included | Not included | Not included | Included |
| Reports emailed on the schedule you set | Not included | Not included | Not included | Included |
| Share | ||||
| Push to Google Sheets, Excel, Notion or AirtableBank-feed data stays out of every push | Not included | Not included | Included | Included |
| Send transactions to Xero or QuickBooks OnlineCoded, with the receipt attached | Not included | Not included | Included | Included |
| Practice workspace for accountantsYour clients can be on any plan | Not included | Not included | Included | Included |
| Connect Claude or ChatGPT, read-only by defaultWhat they can read follows your plan | Included | Included | Included | Included |
| Desktop app, with your data on your machine | Included | Included | Included | Included |
Enterprise-grade data control is the default here — on every plan.
Your records can stay on your own machine or in your own cloud, telemetry stays off unless you turn it on, and Fin keeps an auditable record of everything it sends. Enterprise adds the people and the paperwork: dedicated support, custom deployment and reviews for large-scale operations.
Verify it yourselfAI2Fin is free to start. Premium is US$23 a month (US$222 a year), ELITE+ is US$42 a month (US$432 a year) and AUTO+ is US$54 a month (US$555 a year), billed in US dollars. Paid plans can be billed monthly or yearly, and the free plan has no time limit.
Yes — no credit card, no trial timer. The Free plan gives you all your transactions, categories, bills, budgets, travel tracking and properties split into their rented, business and private parts, lets you upload CSV, Excel or PDF statements into buckets or keep live feeds coming in from your own Google Sheet or bank-feed provider account, and includes 25 messages a month with Fin. Your records are yours, so nothing there is time-limited. Upgrade only when you want Fin to do more of the work.
Both are on every plan, including Free. Upload a CSV, Excel or PDF bank statement into a bucket, or connect a live feed that keeps itself up to date — a Google Sheet you keep, or a bank-feed provider account you hold such as SimpleFIN or BankSync. Feeds are read-only and you authorise them. Some personal bank tokens, such as Up Bank, work in the desktop app only. On the free desktop app, statements come in through the CSV import rather than buckets. What Premium (US23/month) adds is Fin categorising those rows automatically, and reading hard-to-parse PDFs with a model where that is switched on.
Premium (US$23/month) adds photo and PDF receipts, automatic categories, custom rules, tax analysis, tax exports including ATO myDeductions, and unlimited messages with Fin. ELITE+ (US$42/month) adds BAS, VAT and GST statements, depreciation and capital works on your properties with a schedule for your accountant, views by project or client, pushes to Xero, QuickBooks Online, Google Sheets, Excel, Notion or Airtable, and the practice workspace for accountants. AUTO+ (US$54/month) adds receipts forwarded by email, signed webhooks and reports emailed on the schedule you set.
Yes. Plans are month-to-month with no lock-in — cancel in a couple of clicks and your data stays exportable. Paid plans also carry a 14-day money-back guarantee.
Prices are billed in USD. Your bank converts at its current rate, so the AUD amount can vary slightly month to month.
ELITE+ and AUTO+ include the practice workspace, where an accountant invites clients and sees a read-only summary of each one’s books; the clients can be on any plan. Enterprise plans with custom deployment and support are available — reach out at [email protected] and Fin’s humans will take it from there.
See what each feature does on the features page, or compare AI2Fin with the tool you use today.