How AI2Fin protects your data
Security, privacy & compliance
AI2Fin handles sensitive banking and tax data. Security and privacy are engineered into every layer — from encryption and runtime self-protection to strict per-user data isolation and data minimisation. Here is how your data stays protected, in plain terms.
How your data is protected
Security at AI2Fin is a continuous program, not a checkbox. Here is what protects your data — and how that protection is verified.
Your data is encrypted, end to end
Everything you send to AI2Fin travels over encrypted connections, and your financial data is encrypted at rest with AES-256. Backups are encrypted too. Encryption isn’t a setting to switch on — it is the default state of your data on the platform.
Your bank login never reaches AI2Fin
AI2Fin never sees or stores your banking credentials. Bank connections are handled by accredited Open-Banking providers, and only read-only transaction data flows back to the platform. AI2Fin can categorise and analyse your spending — it can never move money, initiate a payment, or make a transfer on your behalf.
AI that respects your privacy
Categorisation works from a minimised, identifier-stripped view of your data, and your data is never used to train third-party AI models.
Your billing is handled by specialists
When you subscribe to AI2Fin, card billing is processed by a PCI-DSS Level 1 provider — the highest level of card-security certification. Your full card number is never seen by, or stored on, AI2Fin’s servers.
Your data belongs to you
You can export your data at any time, and you can ask AI2Fin to delete it. Once you do, it is removed on a defined timeline — including from backups as they cycle out. Your data is yours; AI2Fin is the custodian while you use the product.
Your sessions are protected
Sign-in uses industry-standard OpenID Connect / OAuth 2.0 with multi-factor authentication. Sessions can be revoked at any time, and signing out invalidates your session on the server — not just in your browser.
Security is tested continuously — not once a year
AI2Fin runs continuous automated security testing — static analysis and dependency scanning — alongside runtime application self-protection (RASP). Internal security reviews identify and remediate issues as they are found. Independent third-party penetration testing and formal certification are planned as AI2Fin grows. In keeping with responsible disclosure, findings are handled privately and a summary is available to qualifying partners on request.
Certifications & assurance
AI2Fin’s program status, stated honestly.
Automated static-analysis and dependency scanning run continuously, alongside runtime application self-protection (RASP) and internal security reviews with remediation.
Built to global privacy standards — the GDPR, the Australian Privacy Principles and the Consumer Data Right Privacy Safeguards.
Independent certification such as SOC 2, and third-party penetration testing, are planned as AI2Fin grows — we would rather earn them properly than claim them early.
AI2Fin’s providers are independently certified (SOC 2, ISO 27001 and PCI-DSS among them). Certification evidence is shared with partners and enterprise customers under NDA.
Privacy & data handling
AI2Fin works with specialist, independently certified providers — each an industry leader in its craft, chosen as the best partner for one specific job, and given only the minimum data that job needs. Where data is used for AI categorisation, its direct identifiers are stripped before it leaves. AI2Fin is a global platform, built to serve customers wherever they are — everyone is welcome.
AI2Fin practises data minimisation throughout. Any limited processing by its providers happens under Data Processing Agreements, with Standard Contractual Clauses applied to international transfers, and on pseudonymised data wherever possible.
The categories of providers AI2Fin relies on, the regions involved, and its international-transfer safeguards are set out in the Privacy Policy. For a detailed, current list of sub-processors with their certifications and agreements, contact [email protected].
Common questions
Is my financial data safe with AI2Fin?
Yes. Your data is encrypted in transit and at rest (AES-256), protected by continuous automated security testing and runtime self-protection, and isolated per user. AI2Fin never stores your banking credentials and can never move money.
Does AI2Fin store my bank login or move my money?
No. Bank connections are handled by accredited Open-Banking providers. AI2Fin receives only read-only transaction data and has no ability to initiate payments or transfers.
Does AI2Fin use my data to train AI models?
AI categorisation works from a minimised, identifier-stripped view of your data, and your data is not used to train third-party AI models.
Where is my data stored, and who is it shared with?
Your data is hosted with independently certified providers and protected by encryption, strict access controls and data minimisation. The categories of providers AI2Fin relies on, the regions involved, and its international-transfer safeguards are set out in the Privacy Policy — and a detailed, current list is available on request.
Is AI2Fin compliant with privacy regulations?
AI2Fin is built to align with the GDPR, the Australian Privacy Principles and the CDR Privacy Safeguards. Independent certification such as SOC 2, and third-party penetration testing, are planned as AI2Fin grows.
Responsible disclosure
AI2Fin welcomes responsible disclosure from the security community. If you believe you have found a vulnerability, please email [email protected] with enough detail to reproduce the issue.
Please allow AI2Fin a reasonable opportunity to investigate and remediate before any public disclosure, and avoid accessing or modifying data that is not your own. For privacy or data-handling questions, contact [email protected].
Last updated June 2026 · AI2Fin