AI2Fin vs Keeper — intelligent expense tracking with AU tax focus
Keeper is a US freelance tax service — automatic write-off detection from linked bank accounts, plus federal and state returns reviewed and signed by a tax pro. AI2Fin is built for Australian sole traders, freelancers and small businesses — with native GST/BAS support, AU-specific deduction categories, and bank feeds that work with Australian banks. If you're based in Australia, the local context matters.
Where AI2Fin takes a different approach
Not better in every way for every user — but meaningfully different where it counts.
Built for Australian tax
GST, BAS, EOFY, AU deduction categories — AI2Fin is built from the ground up for the Australian tax system, not adapted from a US product.
Australian bank connections
Connect directly to your Australian bank via secure, read-only feeds. No CSV workarounds needed.
Deduction surfacing from real AU transactions
AI2Fin scans your actual spending for AU-relevant deductions — home office, tools, vehicle, subscriptions — not a generic US checklist. AI2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
MCP integration for ChatGPT & Claude
Connect AI2Fin to ChatGPT or Claude to query your finances in natural language — an integration no AU or US competitor currently matches.
Feature by feature
Pricing snapshot: Keeper’s filing plans run US$199–$399/year with US federal + state filing included; AI2Fin starts free.
Based on publicly available information. Competitor features and pricing may change — verify directly.
Which one fits you?
Both are good tools — the right pick depends on what your business needs most.
Keeper suits you when…
- You’re a US freelancer or gig worker — Keeper files your federal and state returns, reviewed and signed by a tax professional.
- You mix personal and business spending in the same US accounts and want write-offs flagged automatically all year.
- You owe US quarterly estimated taxes and want the 1040-ES maths handled for you.
- You want tax questions answered by a human via in-app chat, without hiring a CPA.
AI2Fin suits you when…
- You’re in Australia — GST, BAS categories and AU bank feeds are native, not an adaptation.
- You want a genuine free plan rather than an annual subscription.
- You want your finances queryable through ChatGPT and Claude via MCP.
- You capture expenses on the go with the Telegram Mini App.
Pricing
Choose the plan that fits your needs. No hidden fees, no surprises.
Hover over any feature to learn more
FREE
Essential features for getting started with financial management
- Dashboard overview
- Category management
- Travel expense tracking
- Recurring pattern tracking and insight
- Basic expense management
- Budget Allocations
- Smart filtering
- AI2 Fin Agent Assistant
- VAT/GST Calculations
PREMIUM
Advanced features for comprehensive financial management
- Everything in Free
- Bank Connectors (Auto Import)
- Bulk Management & Analyses
- All transactions view
- Custom Automation Rules
- Photo Receipt Capture
- AI Chat File Uploads
- ATO export functionality
- AI Categorization
- Context Aware AI Tax Analysis
- Advanced Pattern Analysis
- CSV Bank Imports
ELITE+
Full automation with priority support and email-to-expense
- Everything in Premium
- AI-Powered Automation
- Email Processing
- Lenses
- BAS/VAT Reporting
- Priority Support
AUTO+
Next-generation AI automation and autopilot features
- Everything in ELITE+
- Insights+
- Smart Transaction Rules
- Predictive Analytics
ENTERPRISE
Custom enterprise solutions with dedicated support, advanced security, and peace of mind for large-scale financial operations.
AI2Fin vs Keeper — common questions
Does Keeper work in Australia?
Keeper is primarily designed for the US tax system. AI2Fin is built for the Australian market with GST, BAS, and AU bank connections supported natively. AI2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
What does AI2Fin offer that Keeper does not?
AU-native tax categories and GST support, Australian bank-feed connections, Telegram Mini App for mobile expense capture, and the ability to connect your finances to ChatGPT and Claude via MCP.
Is AI2Fin free?
Yes — there is a genuine free plan. See the pricing page for what is included.
See the difference for yourself
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