Quicken is one of the longest-running names in personal finance: Quicken Classic for Windows and Mac, with deep investment tracking and retirement planning on its Premier plan, and Quicken Simplifi on the web and mobile — all intended for subscribers in the US and Canada. 2Fin is a tax and money app that works in every country: budgets, savings goals and an Upcoming list of bills and money you are owed, free on every plan, plus deductions surfaced as they happen, GST or VAT per transaction and a live income-tax estimate in Australia, the UK, the US (one kind of income at a time), Canada and India.
Built differently where it counts — here is how.
Quicken’s products are designed for the US and Canada. 2Fin works in every country, with GST, VAT or sales tax on record for each and totals kept per currency.
Each transaction is tagged business, work-related or personal as it arrives, deductions are surfaced through the year, and a live estimate shows your refund or what you owe. 2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
A limit per category, savings goals and an Upcoming list of bills and money you are owed — on the free plan, with forecasts on ELITE+.
Ask about your money through 2Fin’s MCP server, with the access you approve on the consent screen.
The same situation, in both
You freelance in Sydney, mix work and personal spending on one card, and want your deductions sorted by tax time.
Quicken says its products are not designed to function outside the US and Canada, so its bank connections, tax reports and categories are built for those two countries.
Every transaction is tagged business, work-related or personal with its GST, deductions build up through the year, the BAS is prepared on ELITE+ and the refund estimate includes the Medicare levy and HELP — and the same account keeps working if you move to the UK or Canada.
Pricing snapshot (October 2026): Quicken Simplifi is listed from US$3.99/month and Quicken Classic from US$6.99/month, both billed annually and on first-year offers — see quicken.com for current pricing; 2Fin starts free, with Premium at US$23/month.
Based on publicly available information. Competitor features and pricing may change — verify directly.
Three things you notice in the first week with 2Fin, whichever tool you are coming from.
A 3D calendar of every transaction in six layouts on every plan, and on ELITE+ an expense terrain, a pattern map and a cash-flow Sankey you can turn and zoom.
Interactive views →Each category projects where you will land from what you have spent so far, flags what is running ahead and suggests limits from your real spending — free.
Budget allocations →An Integrations API, API keys, signed webhooks and an MCP server, documented end to end — and invoices from any tool, tracked to paid.
For developers →Both are good tools — the right pick depends on what your business needs most.
2Fin is free to start. Premium is US$23 a month (US$222 a year), ELITE+ is US$42 a month (US$420 a year) and AUTO+ is US$54 a month (US$555 a year), billed in US dollars.
Hover, tap or tab to any underlined feature to learn more.
For getting every record in one place, at no cost.
Included
For employees and sole traders who want every deduction found and the busywork done.
Everything in Free, plus
For businesses and accountants who lodge, report and keep the books.
Everything in Premium, plus
For owners who want receipts and reports to arrive on their own.
Everything in ELITE+, plus
Swipe to see every plan
| Feature | FREEUS$0 | PREMIUMUS$23 / month | ELITE+US$42 / month | AUTO+US$54 / month |
|---|---|---|---|---|
| Capture | ||||
| Statement uploads into bucketsCSV, Excel or PDF. On the free desktop app, statements come in through the CSV import instead | Included | Included | Included | Included |
| Live feeds from your own sheet or bank-feed accountA Google Sheet, or a provider account you hold such as SimpleFIN or BankSync | Included | Included | Included | Included |
| Photo and PDF receipts, read and matchedRead in the language they are printed in | Not included | Included | Included | Included |
| Forward receipts by email | Not included | Not included | Not included | Included |
| Organise | ||||
| Transactions, categories and bills in one placeIncluding recurring payments | Included | Included | Included | Included |
| Upcoming bills, pay days and money you are owedPayments matched to what you are owed as they land | Included | Included | Included | Included |
| Budgets against what you actually spent | Included | Included | Included | Included |
| Travel and vehicle trips | Included | Included | Included | Included |
| Properties: what each one really costsRented, business and private parts | Included | Included | Included | Included |
| Clubs and charities: funds, members and eventsGift Aid donors for UK charities and CASCs | Included | Included | Included | Included |
| Automatic categories | Not included | Included | Included | Included |
| Your own categorising rules | Not included | Included | Included | Included |
| Spending and bills analytics | Not included | Included | Included | Included |
| Views by project, client or tax purposeCalled Lenses in the app; the Properties lens is built in on every plan | Not included | Not included | Included | Included |
| Tax | ||||
| Tax analysis that knows your situation | Not included | Included | Included | Included |
| Tax exports, including ATO myDeductions | Not included | Included | Included | Included |
| Tax reports and summaries | Not included | Not included | Included | Included |
| BAS, VAT and GST statements | Not included | Not included | Included | Included |
| Asset register, depreciation, profit & loss and TPAR | Not included | Not included | Included | Included |
| Property write-offs and scheduleDepreciation, capital works, a schedule for your accountant | Not included | Not included | Included | Included |
| Automate | ||||
| Ask Fin about your money | 25 messages a month | Unlimited | Unlimited | Unlimited |
| Fin reads the files you upload | Not included | Included | Included | Included |
| Fin, your assistant, with its own workspace | Not included | Not included | Included | Included |
| Your week in review, on the dashboard | Included | Included | Included | Included |
| Signed webhooks for Zapier, Make and n8n | Not included | Not included | Not included | Included |
| Reports emailed on the schedule you set | Not included | Not included | Not included | Included |
| Share | ||||
| Push to Google Sheets, Excel, Notion or AirtableBank-feed transactions included | Not included | Not included | Included | Included |
| Send transactions to Xero or QuickBooks OnlineCoded, with the receipt attached | Not included | Not included | Included | Included |
| Practice workspace for accountantsYour clients can be on any plan | Not included | Not included | Included | Included |
| Connect Claude or ChatGPT, with the access you approveWhat they can read follows your plan | Included | Included | Included | Included |
| Desktop app, with your data on your machine | Included | Included | Included | Included |
Enterprise-grade data control is the default here — on every plan.
Your records can stay on your own machine or in your own cloud, telemetry stays off unless you turn it on, and Fin keeps an auditable record of everything it sends. Enterprise adds the people and the paperwork: dedicated support, custom deployment and reviews for large-scale operations.
Verify it yourselfQuicken’s current products are intended for subscribers in the US and Canada, and Quicken says they are not designed to function outside those two countries. 2Fin works in every country, Australia included, with the GST, BAS and deductions an Australian employee or sole trader needs.
Not yet. 2Fin is an everyday-money and tax app: budgets, savings goals, bills, cash flow and property are tracked, and the asset register works out depreciation on each country’s rules, but it does not track share, ETF or crypto holdings, dividends or cost base. If your portfolio matters most, Quicken (in the US or Canada) or a portfolio tracker such as Sharesight sits well alongside 2Fin.
Yes. 2Fin imports QIF, OFX and QFX files, the formats Quicken and most banks export, as well as CSV, Excel and PDF statements, so your past transactions can come with you and be sorted on the way in.
The parts of 2Fin behind the comparison above — what each one does for you, and how it reaches the answer.
Budgeting that looks forward rather than back — set a limit per category and see what is left before you spend it.
Upcoming moneyFin puts every bill, pay day and payment you are owed on one list, with transfers kept out of your totals — free on every plan.
Tax treatment & activity statementGST and tax treatment worked out line by line as transactions arrive, and the activity-statement view that follows from them.
Zero-based budgeting app (You Need A Budget)
vs MonarchBudgeting and net-worth tracking for the US and Canada (Monarch Money)
vs PocketSmithForecast-first budgeting from New Zealand
vs FreeAgentUK accounting for sole traders and small companies (NatWest Group)
vs CoconutUK sole-trader and landlord accounting with Making Tax Digital
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Get 2Fin free →See all comparisons, or explore free tax tools.
