AI2Fin vs LodgePro
LodgePro takes your return to the ATO, with a qualified accountant checking it before it goes. AI2Fin does not lodge anything, and is not a tax agent. What it does is the twelve months before that: reading every transaction as it arrives, working out the GST and tax treatment, and surfacing deductions while you can still act on them.
Where AI2Fin takes a different approach
Not better in every way for every user — but meaningfully different where it counts.
The year, not the deadline
A lodgement service works with whatever you bring it in June. AI2Fin reads transactions as they land, so a deduction you would have forgotten by then is flagged in the week it happened — while the receipt still exists and you still remember what it was for. AI2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
Your records can stay on your machine
LodgePro is a hosted service, which is what a lodgement service has to be. AI2Fin also ships as a desktop app where your database and receipts are files in a folder you own, with an outbound record listing every request that ever left.
You see the working, not just the number
Every GST and tax treatment decision shows how it was reached, against the rule it came from. You can disagree with any of it and change it, which matters more than the figure itself when something is borderline. AI2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
Ask it questions in plain words
What did I spend on subcontractors this quarter? How does this year compare with last? Answers, rather than a report to build and then interpret.
Feature by feature
LodgePro charges per return, from A$120 for self-lodgement up to A$300+ for business, trust and SMSF returns — see lodgepro.com.au for current figures. AI2Fin is a subscription with a free plan, and paid tiers from US$23/month; it does not lodge returns, so it is not an alternative to a lodgement fee.
Based on publicly available information. Competitor features and pricing may change — verify directly.
Which one fits you?
Both are good tools — the right pick depends on what your business needs most.
LodgePro suits you when…
- You want your return actually lodged, by a service that does it for you.
- You want a qualified accountant to check the return before it reaches the ATO.
- Your situation is genuinely complicated — an SMSF, a trust, a company — and you want that handled end to end.
- You would rather pay once at tax time than subscribe through the year.
- You want lending comparison or payroll in the same place.
AI2Fin suits you when…
- You want to know where you stand in November, not find out in June.
- You want deductions surfaced as they happen, while the receipt still exists.
- You would rather your financial records lived on your own machine.
- You want to see how every tax treatment was decided, and change it when you disagree.
- You want a free plan that genuinely works for your own records.
Pricing
Choose the plan that fits your needs. No hidden fees, no surprises.
Hover over any feature to learn more
FREE
Essential features for getting started with financial management
- Dashboard overview
- Category management
- Travel expense tracking
- Recurring pattern tracking and insight
- Basic expense management
- All transactions view
- Budget Allocations
- Smart filtering
- AI2 Fin Agent Assistant
- VAT/GST Calculations
PREMIUM
Advanced features for comprehensive financial management
- Everything in Free
- Connections In (Auto Import)
- Bulk Management & Analyses
- Custom Automation Rules
- Photo Receipt Capture
- AI Chat File Uploads
- ATO export functionality
- AI Categorization
- Context Aware AI Tax Analysis
- Advanced Pattern Analysis
- CSV Bank Imports
ELITE+
Automation, tax filing and Lenses, with priority support
- Everything in Premium
- Intelligent Automation
- Lenses
- BAS/VAT Reporting
- Outbound DestinationsGoogle SheetsMicrosoft ExcelNotionAirtable
- Priority Support
AUTO+
Everything automated — email intake, Insights+ and reports that run themselves
- Everything in ELITE+
- Email Processing
- Insights+
- Reports on autopilot
- Smart Transaction Rules
- Predictive Analytics
ENTERPRISE
Enterprise-grade data control is the default here — on every plan.
Your records can stay on your own machine or in your own cloud, telemetry stays off unless you turn it on, and Fin keeps an auditable record of everything it sends. Enterprise adds the people and the paperwork: dedicated support, custom deployment and reviews for large-scale operations.
Verify it yourselfAI2Fin vs LodgePro — common questions
Can AI2Fin lodge my tax return?
No. AI2Fin is not a registered tax agent and does not lodge returns or give tax advice. It organises your transactions, works out GST and tax treatment, and produces exports you or your agent can lodge from. LodgePro does lodge, with a qualified accountant reviewing first — if that is what you need, that is what you should use.
Can I use both?
That is the combination that makes most sense. Use AI2Fin through the year so your records are already categorised, your GST is worked out and your deductions are surfaced, then take the export to LodgePro — or to your own accountant — at lodgement time. The work each does barely overlaps.
What does AI2Fin do that a lodgement service does not?
The twelve months beforehand. Transactions are read as they arrive rather than collected at the end, so a deductible purchase is flagged in the week it happened, GST treatment is decided per transaction with the reasoning shown, and you can ask what you spent on something without building a report. AI2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
Is my data as safe with AI2Fin?
A lodgement service has to hold your data — it is submitting on your behalf. AI2Fin does not have to, and on the desktop app it does not: your database and receipts are files in a folder you own, there is no account to create on the free plan, and the app shows an outbound record of every request that has left. A Sovereign setting stops all of it.
Does AI2Fin handle rental properties, shares or a sole trader schedule?
It categorises and tracks the transactions behind all of those, including capital purchases through an asset register, and produces exports covering them. It does not prepare or lodge the schedules themselves — that is what an agent or a lodgement service does with the figures. AI2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
Compare AI2Fin to other tools
Self-hosted, double-entry personal finance manager
vs Reckon OneAustralian small-business accounting with payroll and invoicing
vs RoundedAU sole-trader invoicing and bookkeeping
vs ThridayAU sole-trader banking + done-for-you tax (now part of Tyro)
vs HnryAU self-employed payroll and tax service
See the difference for yourself
Free plan, no card needed. Start in seconds.
Get 2Fin free →See all comparisons, or explore free tax tools.