GST & BAS · AU

Input taxed

Sales with no GST that also deny credits on related purchases.

Input-taxed sales are supplies you make without charging GST on which you also cannot claim GST credits for the purchases that relate to them. The common examples are interest and other financial supplies, and residential rent. On the Australian BAS they are reported at G1 and G4, and related purchases go to G13.

This is the treatment people most often confuse with GST-free. Both carry zero GST on the sale, but GST-free sales keep your right to credits and input-taxed sales take it away. A landlord with a residential property or a business earning bank interest has input-taxed income, and a product that labels that income “GST Free” is reporting it on the wrong label.

Worked example

You receive $400 of interest on your business savings account in a quarter. It is reported at G1 (total sales) and again at G4 (input-taxed sales), so no GST is counted on it. The $10 account-keeping fee on that same account relates to making an input-taxed supply, so it goes to G13 rather than earning a credit.

Common mistake

Labelling interest income GST-free. The GST outcome on the sale is the same — zero — but G3 and G4 are different labels, and only G4 triggers the G13 denial and counts toward the financial-acquisitions threshold.

Grounded in ATO guidance. Figures last checked . General information, not tax advice.

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