Tax & compliance

Tax deductions for sole traders: what you can actually claim

Sole traders can generally claim any expense genuinely incurred in running the business. Here are the categories that come up most often.

The general rule

A business expense is usually deductible if it was incurred in earning your assessable income, is not private or domestic in nature, and you have a record of it. The categories below are the ones sole traders run into most.

Common categories

Tools and equipment used for the business, software and subscriptions, professional memberships and insurance, marketing and website costs, and a portion of home-office running costs if you work from home.

Vehicle and travel expenses for business use — usually calculated with the logbook method (your actual business-use percentage) or the cents-per-kilometre method for lighter use.

Keeping the records straight

The deduction itself matters less than the evidence behind it — a receipt or bank record showing what was bought, when, and why it relates to the business. Mixing personal and business spending on the same card is the single biggest reason deductions get missed at tax time.

Fin scans your real transactions as they land and surfaces likely deductions across these categories, so nothing gets lost between now and your return.

Common questions

Can I claim my home internet as a sole trader?

Generally yes, for the business-use portion — you would apportion the cost based on how much you use it for work versus personal use. This is general information, not personal tax advice — check what applies to you with your accountant or the relevant tax authority.

Do I need a receipt for every deduction?

You generally need written evidence for claims, though some smaller categories have simplified record-keeping rules. Bank and card statements can support a claim alongside receipts. This is general information, not personal tax advice — check what applies to you with your accountant or the relevant tax authority.

What is the logbook method?

It works out your car’s business-use percentage from a 12-continuous-week logbook, which you then apply to your actual running costs — fuel, servicing, insurance and depreciation.

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